LOANS FOR BUSINESSES

We will secure comprehensive business loans for both start-ups and established businesses. We are here for you, whether you need to finance development, investments or new fleet of vehicles.

Business loans represent a source of outside capital and are suitable for all businesses. There are various types of business loans that can be used as revolving loans or one-time loans for anything. If you do not have sufficient funding for your business, do not hesitate to contact us. Our team will assist you in finding the most suitable business loan for you. We are your experienced partner.

“It is important to understand that each type of loan has its own terms and requirements. You should carefully consider your own needs and financial situation before opting for a specific loan type.” Petr Šolc

WHY FINANCE WITH US?

We rely on strong partners

We cooperate with all banking and non-banking institutions. This is why we can negotiate a loan that is tailored to your project.

We have experience in the financial sector

In addition to experience with funding for our clients, we also lean on experience with implementation of our own development projects. We have a database of private investors. Those may be able to provide funding for selected projects.

Best possible terms

Thanks to our longstanding partnerships, we are able to negotiate the best possible terms. This is why we can secure lower entry fees and more beneficial interest rates.

WHAT IS A BUSINESS LOAN?

A business loan refers to an instrument that allows businesses or individuals to fund their business activities or projects. These loans may be provided by banks, nonprofit organizations or government agencies.

  • Financing of business activities – allows businesses or individuals to secure the financial resources they need to expand their business activities or implement their projects.
  • Flexibility – loans are available in different forms, such as loans, credit cards or revolving loans, allowing clients to select the loan type that best suits their needs.
  • Promotion of business- we may assist our business clients in expanding their business activities, enter new markets, and increase their competitiveness.
  • Low interest rates – loans may be provided at lower interest rates compared to personal loans.
  • High credit history and security requirements: Many businesses may find it difficult to get a business loan due to high credit history and security requirements.
  • High payments: Business loan payments may be higher compared to those associated with personal loans. This may be a complication for some businesses.
  • Risks: Business activities are risky; if business clients fail, they can find themselves in a debt trap.

LOANS FOR FOREIGN NATIONALS

Foreign nationals may also use business loans.

However, it is important to understand that the relevant terms and requirements. They may vary depending on the country and institution that provides the loan.

Certain banks and nonprofit organizations may require that foreign nationals have permanent residence or work permit in the given country in order to become eligible to a loan. Moreover, foreign nationals may have worse credit history or lower income compared to local residents, which can also affect their ability to obtain funding. As a result of this, they may be forced to provide higher security or pay higher interest.

Special programs

There are also special programs aimed at promoting business activities of foreign nationals that are available through government agencies or nonprofit organizations. Loans provided under such programs may have lower credit history / security requirements and may be associated with lower interest rates.

We advise you to contact banks and nonprofit organizations in the given country or reach out to government agencies. It can help you with business promotion to find out more about funding options that might be available to you.

Disclaimer

We provide the financial services promoted and offered here as a company (ŠOLC & PARTNEŘI Majetkové a Investiční poradenství s.r.o., IČO: 17612420, with headquarters in K Říčanům, 103 00 Praha-Kolovraty) through our financial advisors listed on this website, in the role of a bonded representative for investment/independent intermediary SAB servis s.r.o., IČ: 24704008, with registered office at Jungmannova 748/30, 110 00 Prague 1, in the following financial areas: investments according to Act no. 256/2004 Coll., consumer loans according to Act no. 257/2016 Coll., insurance according to Act no. 170/2018 Coll., supplementary pension savings according to Act no. 427/2011 Coll. Our authorization can be verified in the Czech National Bank’s List of Regulated and Registered Financial Market Entities at http://www.cnb.cz/cnb/jerrs, where you will also find current information and details about our registration and the scope of our authorization.

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